Cowbolt is a permissionless tool designed to empower teams and families to collaborate seamlessly across borders without central control. By combining cost-splitting, team chat, and self-custody wallet functions into one user-friendly product, Cowbolt eliminates the friction and complexity of global collaboration. Our mission is to provide a secure, fun, and efficient way for people to work together, manage expenses, and settle payments, all while embracing the principles of financial inclusion and freedom.